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Monday, January 13, 2020

What is a Bridging Loan?

What is a Bridging Loan?


Bridging Loan

If you own your business or are looking into property development, you may be interested in bridging loans and the opportunities that they can give you if you choose to take one out. Bridging loans are a popular form of financing for those looking to invest in property and can be used in a wide variety of situations, which will be explained in detail below. Read on for more information about bridging loans, what they can do for you, and how they can help you with your investment.

How can you get a bridging loan?
Before you find out about their benefits, it is important to know how to secure a bridging loan if you need one, with many bridging loans being offered online. For instance, at Alternative Bridging Corporation, you can apply instantly online with a quick response that will allow you to take out a commercial or residential loan as soon as you wish.

What type of loans are they?
The first thing that you should know about bridging loans is that they are short term loans that you must repay reasonably quickly, with many loan durations having a maximum of 2 years. Bridging loans offer you a wide monetary value depending on the type of loan that you take out, with many loans being in the millions, enough to invest and develop properties. When you take out a bridging loan, you are effectively securing a loan against a property, often commercial.

There are two types of bridging loans available, and these are a first charge and second charge loan. The difference between these is that a second charge loan will be based on a property that already has a mortgage on it that has not been paid off, whereas first charge loans are for the first loans that you take out against a property.

What can you use bridging loans for?
Bridging loans are most commonly used for investing in property, whether that be purchasing new premises, or expanding and developing current buildings under business ownership. Bridging loans are mostly used in a business context, with commercial and industrial properties being a favorite for bridging loans, although residential properties can also be used on occasion. They are also commonly used as temporary loans to bridge the gap between the purchase of one building and the sale of the next, allowing investors and buyers to smoothly buy and sell the property without the difficulties of perfect timing.

What are the advantages of a bridging loan?
• You can get the money from a short term loan almost immediately, allowing you to buy a property before it is sold to another viewer, which can be a problem without the right financing to invest in properties straight away.

• Bridging loans allow you to buy properties that are relatively expensive, with loan sizes going up to the millions, whereas other types of bank loans often total a few thousand.

• Bridging loans also allow almost anyone to apply for them, with only a few restrictions as to their eligibility, meaning that the majority of applicants can get access to the money offered.

How to Put Up a New Fence in Your Garden

How to Put Up a New Fence in Your Garden

New Fence in Your Garden

Putting up a new fence in your garden is vital if your current fencing has become damaged by poor weather conditions, or if your fencing has become unsecured due to weaknesses. However, putting up a fence in your garden can be difficult if you have not got the DIY skills or prior knowledge to do so effectively. For a step-by-step guide to getting you started, read on for some top tips.

1. Get Planning Permission
Although in most countries, planning permission is not required for fencing under 2 meters high, it is important that you check the planning permission requirements for the country that you live in to check that you are not breaking these. There may also be rules and regulations on the appearance of your fence, as well as issues such as blocked views and the material that you are choosing to build your fence with.

2. Choose the Right Fencing Material
Before you even consider how to build your fence, it is important that you choose the right fencing material to begin with. Although wood is the traditional option for homes, it is not always completely durable and is not environmentally friendly unless manufactured by certified suppliers. You should also consider the aesthetics of your fence to check that it matches the theme of your home and those around it. However, new materials such as composite and gabion fencing are successful alternatives that you should look into, as they are able to combine durability with sustainability. You can find out more about this type of fencing by visiting eComposite Products, which are focused on providing eco-friendly alternatives to traditional residential fencing.

3. Check Your Boundaries
The major dispute that occurs when building a fence is over the boundaries of your home, with this affecting where you choose to build your fence. You should also check that you are the owner of the fence that you plan to replace, especially if you live in a semi-detached or terraced property. You can check these legalities through the title deeds for the house.

4. Clear Your Garden
Once you have decided on these factors, you need to clear your garden of debris and other items which could prevent you from placing your fence in the correct position. You also need to dig up plants and flowers that you are going to replant in different beds once the fence has been laid. You also need to make sure that there are no water pipes or other obstructions underground which could be damaged when you erect your fence.

5. Build Your Fence DIY or Professionally
If you are building your fence DIY, you need to make holes for the concrete within which you will place your fence posts. Once this fence post has been placed, you then need to fill in the gap with stone or another filler material. Once the concrete has dried, you can then put in your fence panels by screwing them to the posts using post clips or caps. If you do not know how to do this yourself, you may consider calling a professional to fix your fence securely for you.
5 Reasons to Buy a Motorhome

5 Reasons to Buy a Motorhome

buy a motor home

If you’re looking for easy, on the go vacations, then a motorhome may just be the perfect option for you. There’s every possibility, however, that you may be looking at the cost of caravans too, in order to weigh up your options. Motorhomes come with their own unique set of benefits: some of which they share with caravans, others that make them a preferable option.

1. Easy maneuverability
When it comes to driving a motorhome, it has one major advantage over a caravan: no axel to try and maneuver. Anyone who has driven with a caravan attached to their vehicle will know that turns and reversing can be especially difficult when you have the connection to the tow bar to negotiate. Motorhomes are much easier to drive and park as you will be working with one unit, not two.

2. Finance it like a car
If you’re choosing between a motorhome and a caravan, both have their pros and cons, but what you can guarantee is that it’s possible to buy both using a finance application. Once you agree on a deposit with the lender, your application can be approved, and you get to hit the road in your motorhome. After you’ve made the repayments, including interest, it’s then yours for good! Most people don’t have the means to cover the full cost of a regular car, let alone a holiday home, which is why purchasing a motorhome is such a viable option for many. It enables you to pay off the price gradually and earn the reward of a motorhome that is fully yours at the end of those payments.

3. Self-sufficient
It’s nice to know that, if you didn’t reach your destination in time, or needed somewhere to cook a last-minute dinner, you could easily do so. Traveling in a motorhome means that you are far less reliant on external services to maintain a certain level of comfort. You can go to bed as and when you please, without the restrictions of a hotel check-in/check-out time or set dining hours.

4. Easy access
It’s been said that motorhomes are a clear winner when it comes to easy access. If you need to pull over to get some shut-eye, this is possible, or if you need to use the facilities, there’s no need to have to stop at the services. Motorhomes are endlessly convenient if you have long road trips ahead of you. They are also handy if you have a family on your hands who will want to eat, play games and be social while out on the road.

5. See the outdoors
Traveling in a motorhome is ideal for those who want to explore the outdoors while on vacation. The flexibility with where you can park gives you plenty of options in terms of how close you want to be to your activities. For families with small children or even millennial travelers, these make for the perfect get-up-and-go accommodation.

For many people, the concept of a motorhome sells itself. The freedom to hit the open road and not look back makes them the ideal traveling vehicle. Not having to constantly pull over for meal breaks and visits to the facilities also make them handy for those who are traveling with multiple passengers.

How to Build a Drywall Safely

How to Build a Drywall Safely

Drywall Safely

When we grow older, doing a little bit of DIY work on our homes becomes more than a way to cut building expenses; it becomes a hobby, too. In this article, you’ll learn the stages you’ll need to go through in order to build a drywall for your home in a safe and efficient manner, leaving you with a brand new vertical surface on your home. Read on to learn exactly how to erect some drywall in your home – whether as part of a larger renovation project or as part of your new-build design.

Planning
You should never embark upon a project of this magnitude without first making some fairly detailed plans. You’re going to need to plan where you’d like your wall or walls, and what dimensions of materials you’re going to need to erect your drywall. You can buy these directly from the Tradefix Direct website, which will make a delivery to your home in order to furnish you with the correct materials. When planning, consider:

• The dimensions of the wall you’re planning
• Where you may wish to fit plugs or place insulation
• All of the materials that you will need to get the job done
• Extra materials and features that’ll make your wall stand out

A drywall isn’t just a simple panel – it takes time to plan its insertion into your home, and as such, you should make some notes on a pad of paper, do some calculations, and feel confident before moving to the next step.

Making a Frame
A drywall doesn’t just sit up of its own accord – it’ll be at the mercy of a small push if you fix it without a frame behind it. Frames are made from light wood, are cheap and easy to build, and require a few different skills in DIY. In order to make a frame safely and securely, you should read up on wall-frame making online and watch some tutorials, including those that show you the safe engineering of wooden frames for drywalls.

With this knowledge, you’ll be ready to create your wooden frame, upon which you’ll affix the drywall that you’ve purchased for your home. Make sure that you’re careful with tools, nails and splinters in order to stay safe while doing your DIY.

Erecting the Wall
Now it’s the moment of truth: you’re going to place your drywall onto your frame and fix it with glue. This is the most important part of the process, and you’re going to need to be as careful as possible when you’re attaching it in order to make it exactly right for your home.

When you’re fixing your drywall, consider the adhesive materials that you’re going to be using. You’ll want to use something that doesn’t show through to your home’s interior. Behind the wall, of course, you can do whatever you want. Commonly, a hard-fixing glue is used in these scenarios to give you an excellent drywall finish.

These tips are designed to help you DIY-build a drywall, either for your existing home or for a new-build that’ll look excellent on the completion of your project.

Friday, December 27, 2019

How residential schools developed a global approach to learning?

How residential schools developed a global approach to learning?

 
Residential Schools
From providing the best learning environment, fantastic boarding facilities and academic rigour, boarding schools have moved with times as per global standards. Parents looking for a boarding school for their kid now have the opportunity to take an advantage of world-class 21st century educational experience. Today’s boarding education is all about building confidence, attaining academic excellence, developing leadership skills, building confidence as well as gaining a sense of cultural understanding. Parents now choose boarding schools for their kid to realize their full potential and preparing them for a successful future ahead.

The best residential schools in Dehradun have become the first choice of parents these days. These schools focus on the holistic development of children and nurture each individual to succeed in their future. Top boarding schools across India have now developed a global approach to learning and taking to further level.  While each school has its own set of advantages, the best boarding schools across India provide a unique edge to children by developing a global learning approach. Here are some proven ways by the best boarding schools to introduce the same:

1. Exposure to new cultures: Most residential schools follow an international curriculum which often incorporates an appreciation for the new or other world cultures into their learning process. These schools follow a curriculum that is accepted around the world.  The students learn about world cultures and also experience a variety of cultures and people. Additionally, the classmates and teachers at these schools are from diverse backgrounds or countries and students here will have unique opportunity to discover the similarities and differences in other and their own cultures.

2. Participation in extra-curricular activities: The best residential schools in Dehradun often include extracurricular activities in their course curriculum. These activities help in the holistic development of students and develop new skills in them. They learn to be creative and develop unique imaginations via these activities like debates, competitions, robotics, and more. Students are also encouraged to participate in these activities and further develop problem-solving and decision-making skills in them.

3. Discipline and security: This is one of the most striking features of the best boarding schools in Dehradun. There is a strict vigilance of students 24x7 for their living habits and study schedule. It ensures safety of each child and apart from this, the strict rules and regulations develops a sense of discipline in them.

4. State-of-art infrastructure:  The best boarding schools provide state-of-the-art infrastructure facilities to the students to enhance the grooming of students. These schools have modern classrooms and world-class labs to ensure a great learning environment. From smart classes to intuitive digital classes, research centers to activity labs and music academy, and sports facilities, the best boarding schools offer the best to give an advantage. To know more about the school and facilities offered by them, it’s better to visit the website http://misindia.net or talk to the alumni.

5. Real-world experience: Research shows that when students learn theory through a practical approach, they are more likely to engage which in turn leads to higher achievements. The global approach used by the best boarding schools directly engages students and enhance their learning experience.

Thursday, December 26, 2019

Best Junior Colleges in Pune for Science

Best Junior Colleges in Pune for Science

Best Junior Colleges in Pune for Science
Selecting the right junior college mould the students to cater to the needs of the future professional life and make their career bright. There are many best junior colleges in Pune for Science that ensures the overall development of the students. These colleges concentrate on the students through dedicated academic pursuits that help them to shine in their chosen stream. They follow advanced teaching methodologies to bring out the true potential in a student. So, among all these numerous junior colleges, if you are in the lookout for best junior colleges for Science in the city of Pune, then Shivneri School and Junior College is the ultimate choice for your child.

The famous Shivneri Foundation founded the Shivneri School and Junior College, a premier academic institution in Pune, in the year 2005. The college has been consistently ranked as one of the best junior colleges in Pune for Science and as one of the best day-boarding CBSE schools for academics and sports training. The junior college has a beautiful scenic campus of 13 acres with outstanding infrastructure and numerous sports facilities. The structure of the community of students and teachers in Shivneri School and Junior College reflects its true academic excellence. The college aims at preparing students to be truly knowledgeable and competent and enable them to step into the global world. You can visit the website: https://www.shivnerischool.com/ to read more about this reputed junior college in Pune.

Shivneri School offers residential facility for XI-XII CBSE Science stream. The college is affiliated with the state board and CBSE Delhi. The junior college offers IIT-JEE, CET, NEET entrance coaching for aspiring students. In addition, the college conducts classes for CET, JEE, IIT, CPT preparatory classes to help students for their XI and XII. Besides, integrated coaching is particularly conducted for the students aspiring to become a doctor or an engineer. These coaching classes lay emphasis on essential concepts and fundamentals of the subject to help students solve multiple choice questions during the exam time. 

The junior college has the facility for E-learning classrooms, Net Labs, Language labs, ERP and the like for complete development of the students. Apart from these facilities, Shivneri School and Junior College provides exceptional infrastructure for comprehensive development of the students. This includes separate hostel for boys and girls, fully furnished classroom, CCTV surveillance, Language Labs, Science Labs, Computer Labs, and Net Labs, Wi-Fi campus, Auditorium with 1000 Seating Capacity, library that includes 35000 books from across the globe, monthly magazine, daily newspapers, 24/7 Water Facility, Music Room, Hygienic Veg and Non-Veg Mess, and Gymnasium. The junior college provides some of the best sports infrastructure for extra-curricular development of the students which includes football ground, cricket ground and pitch, volleyball, Basketball, Kabaddi, Kho-Kho, Taekwondo, 400mtr jogging track, and yoga facilities for the students.

The Shivneri School and Junior College has partnered with a network of renowned associations for their teaching and research across different fields. The junior college provides a dynamic and innovative learning environment, and encourages talents for the growth of professional skills and an all-round development of personality.

Tuesday, December 24, 2019

6 Best Colleges in Kolkata for MBA Degree

6 Best Colleges in Kolkata for MBA Degree

top mba colleges in kolkata

After successful completion of Graduation, every student wants to pursue a course that can give them a perfect future. One such amazing course gaining high popularity is MBA. There are several top MBA colleges in Kolkata among which you can select any. Kolkata has today become an education hub of the country with students coming from all parts of the country. Having a Management degree opens various career opportunities for you; this is the sole reason why it is so much in demand. Top colleges in Kolkata take an entrance exam to render admission to their college. It is advised to the students to visit the website of the college and get all the details about the same so that they can be clear about the institute.

Top MBA colleges of Kolkata have been put together for your reference

Xavier’s Business School, Kolkata
It is everyone’s dream to get admission to this prestigious college. Getting a Degree from this institute ensures that you have a bright and secure future. It is well known not only in India but the world over.

University of Engineering and Management
It offers a course in MBA which is highly competitive and desired by one and all. It has a huge and wide campus along with highly experienced faculties who have years of experience and teach skillfully. The placement record of the institute is also remarkable. To seek admission it is advised to visit the website and read more about the details online.

Indian Institute of Foreign Trade, Kolkata
This institute requires no introduction as getting admission to this amazing college gives the best start to your career. The MBA program here is very popular with a 100% placement record. It offers MBA in International Business which opens up global avenues for you.

Institute of Management Studies
If you are looking for a great learning environment with practical training, this institute will give you just that. It provides you with the Management skills which are required to carry out your work with ease.

Army Institute of Management
This institute allows pursuing an MBA with the best of facilities and high-end infrastructure. It is known to give quality education to the students which are on par with international standards. The placement record of the college has been promising to make it among the top-ranking MBA college.

IIBS, Kolkata
It renders two years MBA degree program with a professional approach. It has been known to provide high-end education with great facilities. The faculties who teach have years of experience and students learn in a friendly environment. An internship program is also given so that students can get hands down the experience of working in the company. Top companies also come to the institute to do the placement.

Well, with so many options the student needs to find the right one. Getting a seat in a prestigious college is a dream come as it gives you the right platform to grow and flourish in your career path. There are various streams from which one can select any depending on their preference. Before you seek admission it is always suggested to visit the website of the college and read more about the details online.

Tuesday, December 17, 2019

Everything about the Fellow Programme in Management (FPM)

Everything about the Fellow Programme in Management (FPM)

Fellow Programme in Management
To beat the competition and always being on the edge, you need to study. Completing your graduation is a big step, however, you must not stop there. A post-graduation degree is a must these days and in addition to it, doctoral-level programmes can help you grab success in your life. Fellow programme in management is one of the renowned course which most of the ambitious candidate looking forward too. The fellow programme in management is a 4-year doctoral-level management course, divided into 2 phases and the minimum eligibility for the admission to the course is the successful completion of the post-graduation in any discipline including M.A, M.Sc., M.Com., M.B.A., M.C.A., M.Tech., and so on. However, one needs to score a minimum of 55% or equivalent CGPA. The cut-off score might vary from institute to institute. Read more for further details. 

About Fellow Programme in Management

The Fellow Programme in Management is designed to offer the eligible candidates training in conducting research in all the different areas of business management. The students have to create work that matches up to international standards. Moreover, the students have to understand the global business scene and operate in it. The ideal candidate who should go for this course should have many qualities. They should possess sharp analytic qualities, managerial skills, time management skills, flexibility and teamwork abilities, behavioral skills, reflective and innovative management thinking, good communication skill and much more. The students have to have all these qualities to ensure completing the course with excellence. The students must also have mathematical skills to solve all the problems easily. After completing the course, one can choose from a wide range of job profiles including Management Executive, Relationship Manager, Financial Management Advisory, Management Representative, Logistics & Customer Service Officer, Assistant Manager (Marketing), Development Manager, etc. Visit here for more details. 

The eligibility criteria for this programme

• Post-graduation in a related stream, completed from an acknowledged university. 
• A minimum aggregate score of 55% (50% for SC/ST/OBC candidates).
• Post-graduation or graduation in any of the following disciplines: M.Sc., M.Com., M.B.A., M.C.A., M.Tech., B.Tech, B.E., M.B.B.S, L.L.B. 
• Most of the institutes prefer a candidate with a minimum of 12 months of professional experience. 

The admission process

The admission process of every college or institute is different from the other. However, in most of the colleges and institutes, the admission is provided based on the candidate’s performance in a relevant entrance test which is conducted at any of the state or the national level. Moreover, a subsequent round of counseling follows the examination. In this, there are two additional rounds of group discussion and personal interview where the examiner tests the general aptitude for the student. Once every examination process is completed and the students score good marks, a merit list is generated allocating the number of seats and the qualifying candidates who are eligible to pursue the course. 

So, if you are ambitious and want to succeed in your life, then this course is one of the best to go with. Visit the websites of different colleges that offer this course and get enrolled to follow your dreams.