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Friday, April 26, 2019

3 Subtle Ways To Promote Your Business

3 Subtle Ways To Promote Your Business

promote your business

Running a business is not just about being good at what you do and offering an exceptional product or service. Although this is, of course, part of it, you also need to ensure that you are promoting your business as much as possible. Without this promotion and marketing, it will be hard to find new people to buy from you, and therefore hard to grow.

Marketing doesn’t have to be done in an obvious way either; there are some great things you can do that are subtle, but that will get you noticed. Read on to discover just a few of them.

Wear Your Advertising
If you are going to pick the kids up from school, going to the store, just heading out for a walk or a day out, for example, why not promote your business at the same time? It’s simple to do – you can wear a t-shirt, jacket, or baseball cap, for example, that has your logo and website on it. If you use your phone a lot, you can design a phone case from customenvy.com so that when you answer it and hold it up, people can see your brand and business name.

These are easy, subtle ways to ensure that, even when you’re not working, your business details can be seen by many potential customers. You might even strike up a conversation with someone about what you do, simply because they saw your phone case or read the back of your jacket.

Use Social Media
Social media was once something that people only used to connect with friends and family, but it is now so much bigger than that, and many businesses use it to reach out to customers and future customers too.

If you run a business, having a social media presence on at least one platform (which one you choose will depend on where your customers are most likely to be, and that answer will come from good market research) is not only a good idea but expected. Once you have a profile set up, you can use it to subtly ensure that people see your business details more and more. Make sure you post regularly, and people will start to share your content and increase your reach. It may take a while to do, but patience will pay off.

Sponsor An Event
If you are based in a community and want to be part of it, you can sponsor events that take place throughout the year. This might be a summer produce fair, or a Christmas party for the children in the area, or perhaps a 4th July barbecue. You might prefer to sponsor a local sporting team or kindergarten, or other similar ideas.

Helping out your local community is something that won’t be forgotten, and your company name will be linked with positive, local events and improvements. This will help you to cement your place in your local area, and to show people what you do. All of this positivity will help people to trust you, and therefore want to buy from you too.

Thursday, April 25, 2019

Caring for Your Senior Dog

Caring for Your Senior Dog

dog health

As a responsible pet owner, looking after your dog properly through every stage of his or her life is part of the job description. As our dogs start to age, they tend to slow down and usually face issues with their health. This can be a sad and distressing situation, but luckily for you, there are many ways we can help our canine companions age gracefully. To help you along your journey, we have highlighted some of the main things you need to consider when you are caring for a senior dog. Just because they are old, it doesn’t mean that they have changed. Deep down, they are still the young pup you first fell in love with. When looked after well, you will still be able to see that playful, cheeky side to your pet; he/she may be a little slower and more gray, but that doesn’t mean they aren’t happy.

Diet Alterations
No matter how old your dog is, having a healthy diet is very important for their health. During their lifetime, you will learn what they like and dislike and how they store and retain their weight. As dogs get older, they slow down, can’t exercise as much, and their metabolism will slow down. This can lead to your dog gaining weight, which comes with a range of health issues. However, your dog’s eating habits can go the opposite way. Some dogs become fussier and less willing to eat with age. This can be due to bad or lack of teeth, being uncomfortable or just losing their appetite due to a bit of confusion or dementia. So, make sure you adjust your dog’s diet as they age, as it is important for their weight as well as other health conditions.

Exercise
Exercising your dog is essential for good health. As your pet ages, the amount of exercise they can participate in will change. You should avoid hard, long walks on uneven surfaces as this can cause joint pain and stiffness. Dogs are very good at hiding pain, so you need to make sure you are careful not to push them too hard as they age. The best way to exercise your senior dog is to take them on short walks around 3-4 times a day. This keeps the weight off, allows them to rest in between outings, and keeps their joints from seizing up.

Regular Trips to the Vets
Even if your dog hates the vet, making sure you visit them at least every six months is a vital habit you should develop as your dog gets older. Regular health screens are crucial for detecting disease or illness early enough to treat it effectively. Routine tests will help your vet know what the normal levels are for your dog, which will make it easier for them to spot changes that may need treatment. As mentioned previously, many dogs are professionals at hiding their pain, but a vet will know whether they need treatment and they will also be able to advise you on ways to make them age more comfortably.

Oral Health
Increasing the amount of attention that you pay to your dog’s dental care is necessary as they age. This is another reason you need to see your vet often because they will be able to detect early development of dental disease and will be able to recommend ways for you to either stop it or improve it. The best way to improve your dog’s dental health is to provide them with raw, natural bones to chomp on. Not only is this a nice treat, but it is a very effective way to clean your dog’s teeth and freshen their breath.

Supplements
There is a range of supplements available to help with the aging process of your dog. They help support joint mobility and flexibility and the function of your pet’s circulatory and digestive system. Although supplements aren’t essential, they are highly advised. They can have a great impact on your pet’s health and can ultimately lengthen their lifespan and make them more comfortable for longer. There are many natural products on the market that help to keep your dog calm, reduce inflammation, and support heart and brain health. One of these products is hemp dog treats. There are many other supplements in a treat, paste, and tablet form. To know what is best for your dog, speak to your vet.

Regular Grooming
The cute, puppy-like appearance of many dogs comes with long fur that needs to be maintained regularly. You should always make sure that your senior dog is well groomed. Not only will it make them more content, but it reduces the amount of time it takes during a grooming session. Also, dogs can become smelly in their old age. Grooming sessions can make older dogs uncomfortable due to having to stand for long periods of time and they can be stressful for some pets. Bathing your dog every 4 weeks, getting long-haired dogs fully groomed every 8 weeks, alongside brushing them on a daily/weekly basis is the best way to keep your dog well-groomed and comfortable. If you worry about a professional grooming your senior pet, you can try to take on the job yourself. If you decide to take that route, then make sure you do a lot of research and ask a professional for tips to reduce hurting your pet or ruining their coat.

TLC
Patience and showing compassion towards your older pet should not be underestimated as they age. With old age comes hearing difficulties, sight loss, and bathroom accidents. Senior dogs are especially attuned to their owners and will treasure their touch and presence. Having your voice, touch, and presence for their emotional well-being and mental health is essential. So, be patient and give them as much love as you possibly can. To summarize, you need to make sure you are sensitive to all changes that you will come across as your pet gets older. Even the most subtle change can indicate a significant health problem. So, be alert and speak to your vet if you are worried. Whatever you do, make sure you are there for them during the time they need you the most.

Wednesday, April 24, 2019

5 Home Improvements You Should Consider This Year

5 Home Improvements You Should Consider This Year

home improvement

Are you getting ready to sell your house? Updating and prepping your home for sale can be a daunting prospect. However, it’s the time when you’ve got to tackle all those little repair jobs you’ve been letting slide for years as well as home improvements that are going to add value to your property. The chance of selling your home above list price dramatically increases if you spend time and money on some home improvements. Luckily for you, some small home improvement projects can yield big returns when it comes to closing the sale.

Here are five you might want to consider if you’re planning to sell your home this year.

1. Painting
Painting your home is one of the lowest cost improvements you can make. It’s also the one with the highest rate of return. Give your home a facelift with a beautiful coat of neutral paint as prospective buyers will find it easier to visualize themselves in your home if they’ve got a blank canvas to work with. Choosing the right color can be difficult, but a trained professional might be able to offer recommendations. The color you choose will also depend on the lighting and other features in your home such as the cabinets and flooring.

2. Landscaping the Yard
The first thing a buyer will see when they come to look at your house will be the yard. First impressions count for a lot so roll your sleeves up and give it a tidy up. Overgrown shrubs and trees should be cut back and anything dead or dying needs removing. Refresh your lawn and spruce up the edging to help define the spaces. There’s nothing wrong with adding a few newly planted shrubs and perennials because they will make your home feel more inviting.

3. Flooring
A quarter of homeowners choose to replace carpet or repair flooring when they’re putting their home on the market. To create a seamless feel throughout the house, why not invest in new flooring for all the rooms? Carpeting is not quite as popular as it once was and many homeowners are opting for wood or faux-wood floors, even though they can be more expensive.

4. Updating Windows and Siding
If your existing siding and windows are looking worn or damaged, it’s not going to create a great first impression! Siding is what protects your home from termites, moisture, heat and damaging impacts, so it’s vital it’s kept in good condition. The most common type of siding is vinyl, and it’s also the cheapest. It’s not the kind of home improvement you can do yourself, so you’ll have to hire an expert vinyl siding contractor Kansas City or wherever you might be living.

5. Updating a Bathroom
For a good return on investment, you can’t go wrong if you choose to update your bathroom. A bathroom that looks old is going to date your house, and it can be quickly and easily remedied. New countertops, new tiling, new fixtures, and cabinets will transform your tired bathroom.

Before you splash out on any of these improvements, consider your home’s basic needs. When a buyer comes to look at your home, they will be expecting it to be well maintained, safe and livable, so these are a priority before you think about any updates.

Tuesday, April 23, 2019

4 Ways To Stay In Shape With A Busy Schedule

4 Ways To Stay In Shape With A Busy Schedule

stay in shape

Even if you live a busy lifestyle, you can’t let it stop you or get in the way of you staying in shape and being healthy. Without your health, it’ll be difficult to function to the best of your ability each day.

Learn about four ways in particular that will allow you to stay in shape even if you’re someone who’s always busy and has a hectic schedule. You’ll never regret setting aside time to take care of yourself and attend to your own needs. Put these ideas into practice, and you’ll likely find yourself on a path to experiencing better days ahead filled with a great deal of good health and happiness.

1. Exercise at Home
One way to stay in shape with a busy schedule is to exercise from the comfort of your own home. This way you don’t even have to leave your residence to get in an intense workout. There are apps out there you can use to get fit that also doesn’t require you to have any equipment. This way you can squeeze in a workout early in the morning before you leave for work or in the evenings before dinnertime.

2. Join A Gym Close to Work
Another excellent idea for staying in shape with a busy schedule is to join a gym that’s nearby your workplace. This way you can sneak in a workout before you have to be at your desk and can shower and get ready right at the facility. If you’re someone who enjoys exercising in the evening hours, then you won’t have any excuses as to why you can’t hit the gym after work when it’s close to your office and on your way home.

3. Walk at Work during Lunch
Stay in shape even though you’re a busy person by taking a walk at lunch. Commit to stepping away from your computer and phone for a little bit and enjoying nature during your lunch hour. You can make it even more fun and enjoyable if you ask a friend or coworker to join you. Otherwise, use it as a time to be alone and reflect and decompress before you have to get back to work in the afternoon.

4. Take Advantage of Your Weekend Time
Weekends are a great opportunity to rest and sleep in, but they’re also a good time to work on yourself and your fitness goals. Take advantage of all the extra hours on the weekends and use them to get into better shape. There are many different ways to do so including:

• Going for a bike ride.
• Hiking with your dog.
• Hitting the gym.
• Running or jogging outside.
• Swimming laps.

Ask your spouse to watch the kids while you slip away and fit in some much-needed exercise and self-care.

Conclusion
These are just a few ways for how you can stay in shape with a busy schedule and stop using the excuse that you don’t have any time to work out. Keep in mind that it’s not about how much time you have but what you choose to prioritize and commit to that will help you succeed with this goal.

3 Essentials When Starting A New Career

3 Essentials When Starting A New Career

career

There might come a time in your life when you know that it’s time to start a new career. Whether you are currently working and want to do something different, or whether you have been out of work for a while – perhaps due to sickness, or to raise a family – if you want to do something entirely new, you might not know exactly where to start. The important thing to remember is that some essentials need to be in place before you can begin. Here are some of the most important.

Gain The Knowledge
If you are starting in an entirely new direction, you are going to need the qualifications that will get you there. Therefore, you might not be able to begin your new job immediately; you might need to go on a course or gain a degree to apply for the positions that will suit you best.

It will depend on what you want to do as to what you study and how it is done. There are online degrees and courses, as well as night classes, or you could even go back to school. You can see more here about exactly what it takes to get started in the electrical trade, for example. You might be thinking of becoming a teacher, or maybe a pastry chef. Each career will require different qualifications – or experience – and it is wise to learn about this and get what you need first, especially if you are going to quit another job to change direction.

Start Networking
As well as qualifications, it can be useful to start networking. This is the process of meeting people who can help you in your career. They might be able to offer you advice and be a mentor, or even offer you a job if you can show that you have the passion, drive, and experience or qualifications to do it. If they can’t do this, they might be able to introduce you to someone who can.

The more people you know, the more chance there is of finding the right career path for you, and of learning more about what you need to do. You just don’t know when an acquaintance will become the most useful person you know.

Write A Resume
If it has been many years since you last applied for a job, or if you’ve never done it before, you will need a resume. This is something that all job applications will require, but something that can easily be forgotten about in the excitement of finding a new career.

Writing a resume should be a simple task, and there are many online guides to help you. Or you can hire a consultant to write it for you, as long as you give them all the details they are going to need to make it complete. Remember to mention everything relevant including experience and qualifications, and ensure that you have a good cover letter that explains exactly what a benefit you could be.
Is Aeroseal Worth It? 5 Benefits of Aeroseal Duct Sealing

Is Aeroseal Worth It? 5 Benefits of Aeroseal Duct Sealing

Aeroseal Duct Sealing

Energy efficiency is good, both for the environment and for your pocket. As energy costs continue to climb, energy efficiency is becoming a necessity, rather than a luxury.

As your air-conditioning and heating systems get used, your air ducts undergo expansion and contraction. This is a normal part of their wear and tear process over time, but it can lead to leaks in the air ducts. And even a new high-efficiency furnace or AC system will waste 20 to 30 percent of heated or cooled air to leaks, gaps, and loose connections in the air ducts. In these cases, the savings from sealing your air ducts will quickly surpass its cost.

Many contractors still use a traditional bucket and brush method of sealing air ducts, which usually misses a significant number of hidden penetrations and small gaps—some of which might be impossible to reach using this method. Conversely, Aeroseal’s patented technology tackles leaks from the inside out—accurately measuring the duct leakage inside your home and pressurizing the leaking air and polymer particles until the leak is completely sealed off. This allows your HVAC technician to seal virtually every crack, hole, or breach in the duct system.

Here are five benefits that prove Aeroseal is worth it:

1. Lower Heating and Cooling Bills
Leaky ductwork allows the conditioned air to leak out and the unconditioned air to come into your house. This pushes your heating or cooling system to work harder to maintain a comfortable temperature in your home. These leaks in the ductwork can result in the waste of up to 45 percent of your monthly energy bill. Aeroseal duct sealing saves an average American residence about $600 to $850 in energy costs in the first year alone. So Aeroseal has a direct impact on your bottom line.

2. Air Quality
When your air ducts have gaps and cracks in them, they not only leak the air that is cleaned and conditioned by your HVAC system, but also allow outside, unfiltered air to enter. This dirty air can contain dust particles, dander, fumes, pollen, contaminants, chemical pollutants, and other allergens. Such pollutants can be drawn in through any gaps and then circulated throughout the system—and your home. These elements can seriously affect occupants suffering from allergies, asthma, and upper respiratory diseases.

Besides that, leaky ducts can create excessive humidity levels and mold spores, which can actually cause damage to the structure of your home. Another important safety concern is the back draft of gas appliance fumes, auto exhaust, and radon gas into your living space.

By having your ducts sealed and investing in other indoor air quality systems, you can eliminate access so these contaminants stay out of your circulating air. This can improve your air quality significantly.

3. Safe and Non-Toxic
Aeroseal is a non-toxic aerosol sealant that has been UL tested and approved. It’s composed of vinyl acetate polymer, the same water-based solution found in water-based paints, hair spray, and even chewing gum. It also leaves no lingering odor. This makes Aeroseal the best technology available today for sealing ductwork in existing homes. In addition, since the application process happens from inside the ductwork, applying this technology doesn’t require any demolition. And it’s safe, so your day-to-day activities can remain virtually uninterrupted during its application.

4. Comfort
Duct leaks lead to uneven heating or cooling in different rooms of your home. For example, they might make your rarely used attic really cold, while leaving your bedroom poorly air-conditioned. However, if your HVAC equipment is matched with a properly sized Aeroseal-sealed duct system, it can eliminate drafts and stagnant air pockets to maintain the right temperature in every room of your house.

5. Dependability and Longevity
The Aeroseal duct sealing system has been extensively researched and tested in the most strenuous heating and cooling environments. After application, Aeroseal has a 10-year warranty, but its life span is much longer than that.

The warranty for Aeroseal is generally 10 years, covering the contractor for failure in parts and labor. But durability testing completed by Lawrence Berkeley National Laboratory shows that the Aeroseal itself has a life span of over 40 years—longer than either tape or mastic. This exceeds all UL standards for durability.

Application Process
In addition to providing benefits to your home, the application process for Aeroseal is fairly straightforward.

The technician will begin by sealing off all furnaces, fans, vents, and grills—basically, anywhere you don’t want the sealant to travel. This pressurizes the duct system and ensures the Aeroseal isn’t wasted on spaces where it isn’t needed. Once the prep work is complete, the Aeroseal can be released into the sealed ductwork.

The liquid particles, which range from 2 to 20 micrometers in size, will flow through the ducts. When they reach a crack or small gap, they’ll attach to the space and solidify, sealing the leak. Leaks up to ⅝ of an inch in size will be sealed by the Aeroseal. It’ll take 20 to 30 minutes for the Aeroseal particles to reach all parts of your ductwork and seal off any leaks.

The technicians will use specialized software to monitor the entire process in real-time. This allows them to see where the leaks are initially and to ensure these gaps have been sealed by the time the process is complete. The homeowner will also be able to observe the process.

To maintain maximum efficiency of your HVAC systems, basic ductwork is not enough. Extra protection to seal every possible escape path in the thin membrane of the ducts is needed. Aeroseal is a low-cost and quick solution, and the application process won’t disrupt occupants’ lives. This revolutionary technology can be implemented in a number of hours by an experienced HVAC company such as Entek.

Aeroseal has received numerous awards, such as the Best of What’s New award from Popular Science magazine and the Best New Product award from 2011’s This Old House magazine. It has also been called “one of the most beneficial energy technologies for American consumers” by the Department of Energy.

So the answer to the question, “Is Aeroseal Worth it?”: yes!
A Whole House Vacuum Makes Cleaning a Breeze

A Whole House Vacuum Makes Cleaning a Breeze


A Whole House Vacuum Makes Cleaning a Breeze


These days, homeowners are always looking for a solution to make cleaning easier and more convenient. There are a number of ways that you can accomplish this; improved routines, regular cleanup, and various other cleaning techniques can go a long way toward increasing the efficiency of your cleanup process.

However, even if you completely overhaul the way you clean your house, you’ll still have to deal with the vacuum cleaner. Lugging it around, finding the nearest available outlet to plug it into, and changing the vacuum cleaner bags are just part of the process, with no way to streamline it, right?

There is a way, and it’s a lot easier than you might think: a whole house vacuum.

Here are a few of the ways a whole house vacuum will make cleaning your home much easier:

Less Equipment to Move
Many people are sold on a whole house vacuum based on a single benefit: they no longer need to carry heavy equipment around from room to room. It’s as simple as plugging a portable vacuum hose into one of several inlets that you have had installed in a number of rooms. That means you’re not lugging your whole vacuum around from place to place; you only need to carry the lightweight hose.

The inlets can be installed wherever you want them for maximum convenience. Turn the system on and the dirt and grime in your home will be carried away to a central vacuum unit that’s been installed in an out-of-the-way place in the home, such as an attic or basement.

The dirt is then deposited in a large bag that only needs to be emptied once every few months or so. The whole process is definitely simpler than whatever you're dealing with now.

More Efficient Cleaning
The motor in your ordinary portable vacuum is small and not particularly powerful. That means that you need to spend a great deal of time hard at work trying to get your carpets clean.

After a challenging cleaning session, you’ll have a limited amount of time to relax before you need to get the vacuum out again because the dust levels have become unbearable.

You can dramatically reduce the effort and stress involved in cleaning with a whole house vacuum. Because the engine that powers the vacuum is a central unit, it is much larger and much more powerful than an ordinary vacuum cleaner.

There are two types of vacuum units you can opt for: filtered, which separates the dirt from the air with a filter, and cyclonic, which uses centrifugal force to separate the dirt from the air. Both are powerful and both will dramatically improve the efficiency of your cleaning.

You will find yourself having to spend a lot less time vacuuming, since your home will be cleaner than ever.

Quiet Cleaning
You want to make cleaning your home easier and less stressful, of course, and another way to do that is through reduced noise. When you bring the noise level down, it makes for a quieter and more peaceful environment for you, your family, and your pets. Central vacuum units are not silent, of course, but because the motor is located far away from where the cleaning is actually taking place, you won’t hear the loud roar of the engine right next to where you are.

It will make for a much quieter, and more pleasant, vacuuming process.

An Easy Way to Healthy Air
A big part of the reason you can’t simply ignore cleanliness in your home is the air quality; as dust accumulates, it becomes a major cause of colds, flu, and other illnesses. Not to mention allergies, asthma, and all sorts of other respiratory problems. Regular vacuuming goes a long way toward preventing these problems, but regular portable vacuums tend to move dust around just as much as they clean it up.

The motors on a normal portable vacuum blow air into the room and stir up all the dust, mites, pet dander, and pollen that is sitting in your carpet. A whole house vacuum neatly averts this problem by having the exhaust system far away from the actual hose; instead of blasting dust everywhere, it cleans it up more efficiently than any other system.

An Even Easier Way to Reduce Energy Costs
Another big benefit of whole house vacuums: they’ll save you a good deal of money over the year on energy costs. Since you spend significantly less time cleaning, you’ll also spend significantly less time using electricity to power your vacuum. If you’re trying to maintain a green home, a central vacuum unit can go a very long way toward saving you money on the cost of cleaning.

Save Money All Around
Whole house vacuums make cleaning a breeze, but that’s only the beginning of the benefits. It’ll also benefit your finances. Many people assume that having a central vacuum unit installed in their homes must be an extremely costly process. After all, there’s specialized equipment to consider, not to mention the cost of the installation itself. And while the cost will certainly vary depending on the size of your home and the type of unit you opt for, central vacuums will often surprise you with how relatively inexpensive they are.

Then, once they’re installed, you’ll save money on energy costs and may even boost the value of your home, helping the unit to pay for itself over time.

Of course, if you’re trying to maximize your savings, it’s important to look for a top-quality unit that will last you a long time and, ideally, one that still comes at a reasonable price. That’s why it’s important to shop around to find the best provider when you’re looking for a whole house vacuum.
How to Choose the Best Home Equity Loan for Your Summer Remodel

How to Choose the Best Home Equity Loan for Your Summer Remodel


Best Home Equity Loan for Your Summer Remodel
Summer sunshine is on the way to the Willamette Valley, and there’s no better time to get around to that remodel you’ve been dreaming about. Whatever your project may entail, chances are you’re going to need extra funds to finance it. What you may not know is that there is likely some equity in your house that you can draw from for those funds.

Many homeowners find that a home equity loan is a great way to get the money they need to get the work done, but finding the best home equity loan is no easy task. There’s no one-size-fits-all solution, just as there is no one-size-fits-all home. That’s where we come in.

As your local credit union, we’re more than happy to help you get a loan for your remodel. No matter what kind of home you have, and no matter the kind of work you want done, we’re here to make sure you get the best home equity loan for your situation. Here are a few of the ways you can help determine what loan is right for you.

Determine Your Budget
Determining exactly how much you need for your home improvement is a crucial step in finding the best home equity loan and managing it. There’s no point in borrowing more money than you need for the project, and you really don’t want to be halfway through the project and start running low on funds.

Before you even begin shopping around for loans, take a look at the costs that will go into your project. How expensive are the materials you want to use, and are there any alternatives? What do you expect the labor to cost? Are there any potential surprise costs that might throw a wrench into your budget? When you get a rough idea of how much the whole venture will cost, you’ll have a better idea of the kind of loan that will work for you.

Lump Sum or Line of Credit?
Home equity loans typically come in two forms, either a lump sum or a line of credit. Both let you borrow money against your home equity, but they pay out in different structures. When choosing the best home equity loan for your project, you need to decide which structure is better for you and your remodeling plans.

A lump sum loan pays out cash up front, giving the borrower a large sum of money to spread out over the course of the remodel. This can be beneficial if your project is relatively straightforward and you’re pretty certain about the cost. Since you receive the entire loan up front, your interest rates and payment plan will be fixed over the life of the loan. You can expect to pay out the same amount every month, each payment going toward the total of the loan plus whatever your interest cost is. With the predictable structure of a lump-sum loan, it can be easier to plan out future payments.

The other type of loan you might receive is a home equity line of credit, or a HELOC. Instead of paying out the entire loan to the borrower up front, a HELOC opens a line of credit they can borrow from over the loan’s lifespan. While you have the loan, you can borrow only what you need at any given time from a larger approved sum. That way you can take out some of the money up front, while still having credit you can borrow from over the course of the project.

A HELOC can be helpful in a project where you might run into unexpected costs along the way. It also offers some flexibility in your loan payments, as your interest is only calculated with the amount of money you take out. If you only take out a small portion of it up front, you can reduce your payment costs during the first few years of the loan. You will still, however, need to pay off the loan in full at some point. Unlike a lump sum, you won’t always be able to plan for what your future payments might be. Still, the flexibility can be appealing.

Consider the Financial Benefits of Your Remodel
One of the reasons so many homeowners use home equity loans to remodel their homes is because it feeds right back into their investment. When you borrow money from your home’s equity, you are borrowing money that you have already invested in it. By taking that money and using it to improve your home, you can actually raise that equity even further. Homes with newer amenities and construction are typically valued higher by the housing market. When you use your current equity to make your home more attractive in the market’s eyes, you can end up raising its value overall.

Keep this in mind when considering the scope and budget of your remodel. It’s prudent to manage your costs, but if you decide to go for a higher-end remodel, you can see a better return on investment if you ever sell the home. Deciding to invest in your home now can have lasting consequences, so it’s important to consider the options and make the best decision for you and your home.

If you’re ready to get the ball rolling on your remodel, we’re ready to help. Whatever amount you need or how you need it, we’re happy to walk you through the home equity loan process. We’re members of the community too, and it’s our pleasure to answer any questions or concerns you might have. We look forward to being able to help you make your house the home you deserve.